AML Policy

1. Our Position on Financial Crime

Bitcoin Change is a no-KYC, no-active-AML-screening cryptocurrency swap platform. We are completely transparent about what this means: we do not collect identity documents and we do not run your wallet addresses through third-party blacklist services as a condition of processing your swap. Privacy and freedom from financial surveillance are core design features of this service, not oversights or compliance gaps.

That does not mean we are indifferent to financial crime. We explicitly prohibit the use of our platform for money laundering, terrorist financing, sanctions evasion, or any other illegal financial activity. The distinction is between passive design — not collecting data we have no legitimate need for — and active facilitation of criminal activity, which we neither do nor tolerate.

2. Prohibited Activities

Use of Bitcoin Change for any of the following is strictly prohibited and may result in refusal of service:

• Laundering proceeds of criminal activity or converting funds obtained through illegal means
• Financing terrorist organizations, extremist groups, or individuals subject to international sanctions
• Circumventing or evading economic sanctions imposed by the United Nations, European Union, or other applicable international bodies
• Processing cryptocurrency derived from theft, hacking, ransomware, or fraud
• Handling proceeds from darknet markets, human trafficking, or other serious criminal enterprises
• Deliberate tax evasion through undisclosed or concealed cryptocurrency conversion
• Any deliberate misrepresentation in connection with a swap transaction on our platform

3. Transaction Limits as Structural Controls

We apply transaction size limits as a structural risk management measure. These are not arbitrary thresholds — they serve a practical purpose:

• Minimum transaction: Equivalent to $100 USD
• Maximum transaction: Equivalent to $282,100 USD

These limits reduce the suitability of our platform for high-volume industrial financial crime while preserving full utility for ordinary individual use cases. They are shown in your chosen cryptocurrency in the exchange widget before you commit to any order.

4. What We Do and Do Not Do — Stated Honestly

We believe users deserve a plain account of how this service operates with respect to AML:

• We do not run active AML address screening — your deposit address and destination wallet are not checked against commercial blockchain analytics databases (Chainalysis, Elliptic, TRM Labs, or similar) as a precondition of processing your swap.
• We do apply rate limits and velocity controls — technical controls limit transaction throughput per session to reduce the potential for automated abuse.
• We do reserve the right to refuse service — at our sole discretion, for any reason, including suspected misuse of the platform.
• We do cooperate with valid legal orders — if served with a legally valid request from an authority with jurisdiction over our operations, we will provide whatever minimal relevant technical information we retain. As described in our Privacy Policy, this data is extremely limited by design.

5. User Representations

By using Bitcoin Change, you represent and warrant that:

• All funds you swap are legally obtained and are not proceeds of any criminal activity
• You are not a designated individual or entity subject to sanctions administered by the UN, EU, or any applicable authority
• Your use of the Service complies with all applicable AML and counter-terrorism financing laws in your jurisdiction
• You will not use the Service to assist any third party in evading AML or CTF obligations

6. No Legal Safe Harbor

Using a no-KYC or no-active-AML-screening platform does not provide legal protection or safe harbor from criminal liability. If you use our platform for illegal purposes, you remain fully and personally liable under the laws of your jurisdiction. The absence of identity collection on our end does not reduce your legal exposure for unlawful activity — it only means we do not have information that links the transaction to you.

7. Reporting Suspicious Activity

If you are aware of or suspect that our platform is being misused for financial crime, we encourage you to report it to your local Financial Intelligence Unit (FIU) or relevant law enforcement agency. You may also contact us directly at support@bitcoinchange.finance.

8. Policy Updates

This AML Policy may be updated periodically as our operating environment evolves. Any changes will be reflected on this page with a revised date.

9. Contact

For AML-related questions or to report concerns, contact support@bitcoinchange.finance.